University of Wisconsin–Madison

UW Employees Inc. Life Insurance

The UW Employees, Inc. Board has decided to terminate the UW Employees, Inc. Life Insurance Plan effective January 1, 2025. Employees enrolled in the plan as of December 31, 2023 will be provided coverage through December 31, 2024. Group coverage in the UW Employees, Inc. Life Insurance plan will end January 1, 2025.


UW Employees, Inc. Life Insurance provides employee-only decreasing term life insurance, with coverage amount based on your age.

2023 Monthly Premiums and Coverage Levels

Age as of January 1 Benefit Amount Premium
Under 35 $33,000 $0.74
35–39 $28,000 $0.96
40–44 $25,000 $1.20
45–49 $18,000 $1.50
50–54 $15,000 $1.80
55–59 $13,000 $2.86
60–64 $12,000 $3.26
65 and over $7,000 $2.26

The employer does not contribute to the premium.


The following requirements must be met to be eligible for this plan:

  • Eligible for State Group Health Insurance
  • Not receiving a Wisconsin Retirement System (WRS) annuity
  • Newly eligible for benefits prior to November 1, 2023

There is no coverage available for family members.


The UW Employees, Inc. Life Insurance plan is no longer accepting enrollments from employees newly eligible for benefits or through Evidence of Insurability.

Note: Employees currently enrolled in the plan may cancel coverage at any time before December 31, 2024.

Additional Benefits

  • If you are terminally ill with a life expectancy of 12 months or less, you may receive up to the full amount of your coverage prior to your death.
  • Conversion to an individual policy at the end of employment.

You should review and update your Beneficiary Designation with each qualifying life event.

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