University of Wisconsin–Madison

Loss of Other Coverage

Overview

If you or your dependents lose comparable coverage elsewhere (such as through a spouse’s plan or employment), you may have opportunities to enroll in the following plans with the UW System.

Eligibility Deadline

The completed application(s) must submitted within 30 days of the Date of Loss of Coverage or within 30 days of the Notice of Loss of Coverage.

Beneficiary Designation

You should review and update your Beneficiary Designation(s) with each Qualifying Life Event.

State Group Health, Supplemental Delta Dental and DeltaVision

  • You may enroll if you and/or your dependent(s) lose coverage elsewhere
  • You may add the dependent(s) that have lost coverage elsewhere if you are already enrolled

Coverage is effective the day following the date you and/or your dependent(s) lost other coverage. For example, if your other coverage ends March 13th, coverage would begin March 14th.

NOTE: You must provide documentation stating that you and/or your dependent(s) lost eligibility for coverage and the date that the other coverage ended. This documentation must be dated and issued after the termination of coverage.

Spending & Savings Accounts

Flexible Spending Accounts (FSA)

Health Care FSA | Limited Purpose FSA (LPFSA)

  • You may enroll in or increase your Health Care FSA or LPFSA contributions if eligibility under another employer health plan is lost.
  • You cannot cancel or decrease your Health Care FSA or LPFSA contributions.

Dependent Day Care FSA

  • You may enroll in or increase your Dependent Care FSA contributions if your spouse or domestic partner loses eligibility for Dependent Day Care FSA through his or her employer.
  • You may decrease or stop your Dependent Day Care FSA contributions if your spouse or domestic partner will be staying at home to care for your qualified dependent(s).

Changes are effective the first of the month on or following receipt of your Change of Election form.

Employees are required to re-enroll in the FSAs every year during the Annual Benefits Enrollment period to continue participation. Elections will not automatically continue into the next plan year.

Health Savings Account (HSA)

If not currently enrolled:
Enrollment in the HSA is required if you are eligible for and enroll in the HDHP or Access HDHP plan design.

If currently enrolled:
You can change your contribution amount at any time up to the annual maximum limit. The change will be effective as soon as administratively possible.

Life Insurance

Accidental Death & Dismemberment (AD&D)

You can enroll in or make changes at any time.

Retirement Plans

UW 403(b) Supplemental Retirement Program (SRP) and Wisconsin Deferred Compensation (WDC)

You can enroll in or make changes at any time.