University of Wisconsin–Madison

Benefits Open Enrollment

The Benefits Open Enrollment period is October 5–30, 2026.
Changes go into effect on January 1, 2027.

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What is Benefits Open Enrollment?

Benefits Open Enrollment is an annual opportunity for benefits-eligible employees to enroll in or make changes to most benefit plans for the upcoming calendar year.

Why is Benefits Open Enrollment important?

This is the only time you are eligible to make changes unless you have a qualifying life event, such as a family or employment change. Some benefits require re-enrollment if you wish to continue them into 2027.

What will I pay for insurance in 2027?

Visit the 2027 Benefits Open Enrollment website for information about monthly costs and changes for 2027.

Will there be changes to insurance plans and programs in 2027?

Yes, changes will be in effect for some plans and programs in 2027. Review the Benefits Changes for 2027 so that you can make informed decisions.

Summary of Important Benefits Changes and Premiums for 2027 (PDFs)

Learn more

Questions?

If you have questions or need assistance, please contact the HR office in your unit.


Contact your benefits providers by phone:

Language Assistance

For assistance in the following languages, contact Cultural Linguistic Services:

Events

Benefits 2027: What You Need to Know

  • Oct. 6, 2026
    In Person

    Benefits 2027: What You Need to Know (Multilingual)

    Offered in English, Spanish, Hmong, Tibetan, Chinese, and Nepali.

    9:30–11 a.m.
  • Oct. 7, 2026
    Virtual

    Benefits 2027: What You Need to Know

    Noon–1 p.m.
    Location: Virtual
  • Oct. 8, 2026
    In Person

    Benefits 2027: What You Need to Know

    9:15–10:15 a.m.
  • Oct. 8, 2026
    In Person

    Benefits 2027: What You Need to Know

    10:30–11:30 a.m.
  • Oct. 12, 2026
    Virtual

    Benefits 2027: What You Need to Know

    2-3 p.m.
    Location: Virtual
  • Oct. 12, 2026 — Late Night
    In Person

    Benefits 2027: What You Need to Know (Multilingual)

    Offered in English, Spanish, Hmong, Tibetan, Chinese, and Nepali.

    11 p.m. to 12:30 a.m.
  • Oct. 14, 2026
    Virtual

    Benefits 2027: What You Need to Know

    5-6 p.m.
    Location: Virtual
  • Oct. 15, 2026
    Virtual

    Benefits 2027: What You Need to Know

    Noon–1 p.m.
    Location: Virtual
  • Oct. 16, 2026
    Virtual

    Benefits 2027: What You Need to Know

    1–2 p.m.
    Location: Virtual
  • Oct. 21, 2026
    Virtual

    Benefits 2027: What You Need to Know

    3–4 p.m.
    Location: Virtual

Employee Benefits and Resource Fair

  • Oct. 8, 2026
    In Person

    Employee Benefits and Resource Fair

    9 a.m.–3 p.m.
    Location: Union South, Varsity Hall
  • Oct. 8, 2026
    In Person

    Open Benefits Lab

    9 a.m.–3 p.m.
    Location: Union South, Traditions Room

Multilingual In-Person Sessions

  • Oct. 6, 2026 — Daytime
    In Person

    Benefits 2027: What You Need to Know

    Offered in English, Spanish, Hmong, Tibetan, Chinese, and Nepali.

    9:30–11 a.m.
  • Oct. 12, 2026 — Late Night
    In Person

    Benefits 2027: What You Need to Know

    Offered in English, Spanish, Hmong, Tibetan, Chinese, and Nepali.

    11 p.m. to 12:30 a.m.

Steps to Take to Enroll in 2027 Benefits

The open enrollment period is October 5–October 30, 2026. You must submit all 2027 benefits by 4:30 pm on October 30, 2026.

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Review Your Current Benefits Enrollments

  • Check your current benefits enrollments. Log in to Workday, access the Workday tile in MyUW, or use the Workday app on your mobile device.
    1. From the Workday home page, go to Personal  (upper left corner)
    2. Select Benefits and Pay 
    3. Go to Suggested Links
    4. In Suggested Links, select My Benefits
    5. Sign in to My Benefits using your MyWisconsin ID account
    6. Once logged in to My Insurance Benefits, select Print your benefits
  • Attend a Benefits 2027: What You Need to Know  presentation or watch the recorded session.
  • Make sure your providers will be in network next year (health/dental/vision).
  • See new insurance prices on the Universities of Wisconsin website.

Decide on Your 2027 Benefits

You must enroll every year if you want to start or continue these benefits:

  • Medical Opt-Out Incentive
  • Health Savings Account (HSA)
  • Limited Purpose Flexible Spending Account (LPFSA)
  • Health Care Flexible Spending Account (FSA)
  • Dependent Day Care Flexible Spending Account (DCFSA)

Medical Opt-Out Incentive and Health Savings Account (HSA) are only available to employees eligible for Wisconsin Retirement System (WRS) benefits.

Health Care Flexible Spending Accounts (FSA) and Dependent Day Care Flexible Spending Accounts are not available to non-service appointees (Fellows, Scholars, Trainees, Post-Doctoral Fellows/Scholars, most Postdoctoral Trainees and Grad Interns/Trainees) and University Staff with Temporary appointments 

You can enroll, change, or cancel:

  • State Group Health Insurance with or without Uniform Dental (preventive dental)
  • Preventive Dental (stand-alone plan available to those not enrolled in State Group Health)
  • Supplemental Dental (major/restorative dental coverage only)
  • Supplemental Vision
  • Accident Plan
  • Accidental Death and Dismemberment (AD&D) Insurance

Individual and Family Group Life Insurance

If you currently have coverage, during the benefits enrollment period (October 5 – October 30, 2026), you may:

  • increase your employee coverage by up to $20,000 (up to the plan maximum of $300,000), without proof of good health);
  • increase your spouse/domestic partner coverage by up to $10,000 and/or child coverage by $2,500 (up to plan maximums). The amount of spouse/domestic partner and child coverage may not exceed the amount of employee coverage;
  • decrease or cancel coverage at any time.

If you increase your coverage by more than the allowed amount(s), your coverage will be adjusted to your previous coverage plus the allowed amount(s). If you have elected any amount(s) over the allowed amount(s), you will receive information on applying for coverage through Evidence of Insurability (approval not guaranteed).

If you currently have spouse/domestic partner and/or child coverage, be sure to review and update your spouse/domestic partner and child information during your enrollment sessions.

Your coverage will remain the same from 2026 to 2027 if you do not make any changes.

If you do not currently have coverage, you may apply for coverage through evidence of insurability. Approval is not guaranteed.

Confirm Your My Benefits Login Before Enrolling in Benefits

Employees need a My Benefits account to access the benefits enrollment system (called My Insurance Benefits). You must have a MyWisconsin ID account to log in to My Benefits.

If you set up your MyWisconsin ID account previously, you should take time now to be sure you can log in to My Benefits with your MyWisconsin ID.

You used a personal email address (not your work email address) to set up your MyWisconsin ID account. Make sure you know which personal email address you used to set up your account.

You also chose a password when you set up your MyWisconsin ID account. The next time you log in, you may be asked to choose a new password because your previous password has expired or will expire soon. Employees are required to change their password every 365 days.

If you need help with the password or email address you use for logging in, call the Division of Enterprise Technology (DET).

  • MyWisconsin ID Service Desk: 608-471-6667
  • Available 24 hours a day, 7 days a week

If you do not yet have a My Benefits account, you need to set up an account using your personal email address. For instructions, review Set Up Account in My Benefits.

How To Enroll

You will need a My Benefits account to use the benefits enrollment system.

  1. Log into Workday, then go to Personal > Benefits and Pay > Suggested Links > My Benefits.
  2. Sign in to My Benefits using your MyWisconsin ID account.
  3. Log into My Insurance Benefits.
  4. Then, review your current benefits/dependents and enroll for the 2027 plan year.

The open enrollment period is October 5 – October 30, 2026. You must submit all 2027 benefits by 4:30 pm on October 30, 2026.

NOTE: If you add your spouse or dependent children to your benefits, when you enroll, you will be asked to provide their full name, Social Security Number, date of birth, and documentation (marriage certificate for your spouse or birth/adoption certificates for your dependent children).

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